A company sponsors health insurance, life insurance, and retirement plans for its employees. Each employee selects one of two participation options:

participate in exactly two plans at the company$$s expense

participate in none of the plans and receive a cash lump sum payment instead

Employee participation levels in each plan follow:

$62\mathrm{.}5\%$ of employees participate in the health insurance plan.

$37\mathrm{.}5\%$ of employees participate in the life insurance plan.

$50\mathrm{.}0\%$ of employees participate in the retirement plan.

Calculate the percentage of employees who participate in both the life insurance and retirement plans.