A good friend of your family has died unexpectedly. He was only 42 years old, and he had a wife and 2 young children. He had life insurance but never got around to writing a will or other estate documents. This situation makes you uneasy because you are about the same age, with a family, and also have not made any plans for your own death or incapacity. Another friend suggests that this would be a very good time to create a comprehensive estate plan.

Based on the Learn items from this module, write a note to your friend explaining why you aren't ready right now to deal with this. Explain some of the issues that are keeping you from focusing on an estate plan.