A life insurance policy can be structured so that the death benefits are paid directly to a named beneficiary rather than being considered part of your estate, which means that:

Question $20$ options:

a$)$

the cash benefits are remitted to the beneficiary only after the beneficiary pays estate taxes.

b$)$

the cash benefits from your life insurance policy cannot be claimed by creditors.

c$)$

the life insurance company makes additional payments to the family of the insured so that they continue to live comfortably.

d$)$

the life insurance proceeds are invested for the beneficiary.

e$)$

the life insurance proceeds are paid directly to named beneficiaries after payment of state or federal income taxes.