A manufacturer completed a business income work sheet for the recent policy period based on operating 6 months per year (after plant summer shutdown and usual employee paid holidays). The annual business income value is $9 million with an 80 percent coinsurance clause. The insured limit is $7.5 million. .A fire occurs and damages key equipment, and the plant must shut down for 3 months. A business income claim of $2.7 million is filed with the property insurer. What is the net insurance recovery?