An investor makes a nondeductible (after-tax) contribution of $1,862 to a traditional IRA. The IRA contribution grows at 4.87 percent after-tax rate of return compounded annually for 13 years when it is distributed. The distribution is subject to a 35 percent tax. Calculate the dollar amount of IRA distribution the investor is left with after paying taxes. what are all the excel formula should i use for the following problem?? explain in great detail