Brent has had problems with his heart in the past. When Brent applies for a life insurance policy, the insurer agrees to issue the policy. However, the insurance contract states that a death benefit will not be paid if Brent dies from a condition related to his heart problems. Which of the following would prevent the payment of benefits as described in Brent’s contract?

a. exclusion

b. rider

c. clause

d. reduction

Answer rating: 100% (QA)

Option b Rider A rider is an insurance policy provision that ... View the full answer