Donna runs "Sweet Things", small local bakery that recently started and has minimal assets. At 4:30 p.m. one day, Donna realized that she had not made an important bank deposit and only had half hour to get to the bank. She took car (property of the business) and was speeding to the bank when she hit Josh, a pedestrian legally in a cross walk.

Josh was seriously injured, and the car was totaled.

Josh sued both "Sweet Things" and Donna.

The bank that financed the car has also sued "Sweet Things" and Donna, because "Sweet Things" stopped making the loan installment payments (after the accident), and "Sweet Things" was in default on this car loan.

Discuss Sweet Things' and Donna's potential liability to Josh and to the bank in this case. What, if any, is the bank's recourse?