Gregory's car needs repairs, but he does not have an emergency fund to cover the expenses. He decides that he needs his car repaired immediately and wants to finance the cost of the repairs. Gregory can apply for a credit card and pay for the repairs using the credit card. If Gregory cannot pay off the credit card when the payment is due, what will happen

a) He will be charged interest on his purchase and end up paying much more than the original cost of the repairs. 

b) His grandmother will pay the credit card bill for him. 

c) His car will be repossessed. 

d) He will put the money in an emergency fund.