I aspire to own a 2024 AMG GLE 63 S Coupe Mercedes-Benz that is fully loaded. The financing options for this car include a 72-month term with no down payment or trade-in. The MSRP is $133,810, with taxes amounting to $4,014.30 and fees totaling $109.75. The total amount financed is $137,934.05, resulting in an estimated monthly payment of $2,513.12 at an APR of 9.39%. However, considering the significant impact this purchase would have on my current personal budget, I aim to achieve financial freedom before making this dream car a reality. Although I am open to making a down payment for my dream car, I am skeptical about its impact on reducing the monthly payments as the decrease is not significant. Response to this comment