Natalie (who is not a stockbroker) purchased 10 shares of stock in XYZ Inc., a publicly-traded company, on April 1, 2021, for $10,000. On March 15, 2022, XYZ filed chapter 7 bankruptcy and was liquidated. Its stockholders received nothing. How should Natalie reflect the worthlessness of her XYZ stock on her 2022 return? The loss is not deductible because it is a personal loss She should reflect the loss as an ordinary loss occurring on March 15, 2022 She should reflect the loss as a capital loss occurring on March 15, 2022 She should reflect the loss as an ordinary loss occurring on December 31, 2022 She should reflect the loss as a capital loss occurring on December 31, 2022