Paul Peters, a roofer, fell from the roof on the construction site where he was working, leaving him in a coma. As a result of his injuries, he was unable to assist his wife with household duties, and he was unable to continue normal sexual relations. Workers compensation benefits paid only for Peters' medical expenses and lost income. To recover for her loss, Mrs$.$ Peters could sue Peters' employer on the basis of: benefit cutoff provisions, loss of consortium, subrogation, or voluntary compensation?