QUESTION 10 Clients at this stage readily admit that there are problems with their financial management...

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QUESTION 10 Clients at this stage readily admit that there are problems with their financial management practices. They may even express that they really should use a spending plan, keep records, save money or learn about the options their employer offers for retirement planning. Action Contemplation O Preparation O Precontemplation QUESTION 11 A financial planner provides a client with financial advice related to wealth accumulation while a financial decisions in relation to the immediate or imminent financial crisis. Financial counselor O Financial coach O Financial therapist Financial planner helps the client make QUESTION 10 Clients at this stage readily admit that there are problems with their financial management practices. They may even express that they really should use a spending plan, keep records, save money or learn about the options their employer offers for retirement planning. Action Contemplation O Preparation O Precontemplation QUESTION 11 A financial planner provides a client with financial advice related to wealth accumulation while a financial decisions in relation to the immediate or imminent financial crisis. Financial counselor O Financial coach O Financial therapist Financial planner helps the client make

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