Sam Knight contacted you about obtaining a car loan and, as part of providing documents, he sent you uncertified copy of his driver's licence.

1.What are your obligations under AML/CTF legislation in reference to Sam's identification? (Refer to section Module 1, Section 2 of your Learner Guide - Money laundering and terrorism financing.) Explain the requirements of the customer identification and verification process.

2.Sam has also provided his tax assessment notice as evidence of his income for the loan application. As you have another Sam Knight (Samantha) on your books, you are wondering whether you could perhaps file each of the "Sam's" by their tax file number for easy identification in the future. Referring to the use and disclosure of tax file number information found under Module one, Section 2 of the learner guide, provide an explanation as to whether this is acceptable practice.