Conduct your credit assessment. For this purpose, you are required to conduct 7Cs assessment and eredit...

 

  

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Conduct your credit assessment. For this purpose, you are required to conduct 7Cs assessment and eredit scoring exercise. You are required to apply relevant knowledge that you already learnt, example: for "capacity" evaluation you may utilize your knowledge of the Companies Act 2016. FINANCING PROPOSAL You are the Head of Business Financing (Team 1) of . Bank Berhad (please refer to the "Instruction" at page 2. Your team has been assigned to evaluate the viability and propose a suitable financing structure for new tourism area development, namely, Eco Paradise at Lumut and Pangkor Island, Perak. The project is owned by Eco World Development Group Berhad. Éco World is well known on their Greenish had received many awards s which theevaluation exercise only. This case of area development is an example only and not the real case of project undertaken by Eco World Development Group Berhad). The whole development involves 65 acres of land which ! 35 acres of mainland (Lumut) and 30acresof the Pangkor Island (refer to the map below). The project is estimated to be completed within 3 years, from February 2019. Currently, the are at Pangkor Island is a small jungle. Site clearance needs to be done and the process is expected to be completed in 2 months. The total cost of the site clearance is RM900, 000.00. After the site is cleared, then only the proposed development which consists of the development of four- star hotel, jetty and access road from the jetty to the resort can be procee ded. At the same time, there areseveral commercial and residential projects will be developed at Pangkor Island. The whole development is as follows (refer to Table 1 and Figure 1): - located at two places i.e. Table 1: List of projects under Eco Paradise Project Cost (RM) Types of Development Development Period No Location Pangkor Island Resort (4 star) which consist of 230 rooms, exclusive dining restaurant, spa, gym, swimming pool. 200,000,000 24 months 1. (a) Construction cost (60% 97,000,000 of the construction will be materials imported from Japan, China and Indonesia) (b) Interior and furniture (70% of the materials will be imported from Korea and China) Construction of New Modern Jetty 55,000,000 2,400,000 12 months Pangkor Island 2. 18 months Residential area double storey Semi D houses Facing the beach 6. 30-unit 44,000,000 Mainland - Lumut 7. Residential area - 2 blocks of 170,000,000 36 months Mainland - Lumut 15-storey condominium next to the Semi D Commercial area -1 block of 2- storey buikling which consist of 20-unit shop/ office lot 8. 10,000,000 24 months Mainland - Lumut Commercial area - SMEHalal Hub, which is divided into 2 sections 9. 30,000,000 24 months Mainland - Lumut Note: This project is awarded by the 6) Sea Collection, Processing and Packaging Center - 20 lots (Pusat Pengumpulan. Ministry of Agriculture and Industry Makay sia with a contract value of Agro-Based pemprosesan dan pembungkusan hasil laut (ii) Sales Centre mainly to market products from (i) above - 20 shop lots. Beautification of Pangkor Iksland Beach for tourism 10 Manages 20,000,000 Mainland – Lumut purposes Note: This project is awarded by the State gaverment with a eantract value of RM25 million Total 2,075,200 000 slace Conduct your credit assessment. For this purpose, you are required to conduct 7Cs assessment and eredit scoring exercise. You are required to apply relevant knowledge that you already learnt, example: for "capacity" evaluation you may utilize your knowledge of the Companies Act 2016. FINANCING PROPOSAL You are the Head of Business Financing (Team 1) of . Bank Berhad (please refer to the "Instruction" at page 2. Your team has been assigned to evaluate the viability and propose a suitable financing structure for new tourism area development, namely, Eco Paradise at Lumut and Pangkor Island, Perak. The project is owned by Eco World Development Group Berhad. Éco World is well known on their Greenish had received many awards s which theevaluation exercise only. This case of area development is an example only and not the real case of project undertaken by Eco World Development Group Berhad). The whole development involves 65 acres of land which ! 35 acres of mainland (Lumut) and 30acresof the Pangkor Island (refer to the map below). The project is estimated to be completed within 3 years, from February 2019. Currently, the are at Pangkor Island is a small jungle. Site clearance needs to be done and the process is expected to be completed in 2 months. The total cost of the site clearance is RM900, 000.00. After the site is cleared, then only the proposed development which consists of the development of four- star hotel, jetty and access road from the jetty to the resort can be procee ded. At the same time, there areseveral commercial and residential projects will be developed at Pangkor Island. The whole development is as follows (refer to Table 1 and Figure 1): - located at two places i.e. Table 1: List of projects under Eco Paradise Project Cost (RM) Types of Development Development Period No Location Pangkor Island Resort (4 star) which consist of 230 rooms, exclusive dining restaurant, spa, gym, swimming pool. 200,000,000 24 months 1. (a) Construction cost (60% 97,000,000 of the construction will be materials imported from Japan, China and Indonesia) (b) Interior and furniture (70% of the materials will be imported from Korea and China) Construction of New Modern Jetty 55,000,000 2,400,000 12 months Pangkor Island 2. 18 months Residential area double storey Semi D houses Facing the beach 6. 30-unit 44,000,000 Mainland - Lumut 7. Residential area - 2 blocks of 170,000,000 36 months Mainland - Lumut 15-storey condominium next to the Semi D Commercial area -1 block of 2- storey buikling which consist of 20-unit shop/ office lot 8. 10,000,000 24 months Mainland - Lumut Commercial area - SMEHalal Hub, which is divided into 2 sections 9. 30,000,000 24 months Mainland - Lumut Note: This project is awarded by the 6) Sea Collection, Processing and Packaging Center - 20 lots (Pusat Pengumpulan. Ministry of Agriculture and Industry Makay sia with a contract value of Agro-Based pemprosesan dan pembungkusan hasil laut (ii) Sales Centre mainly to market products from (i) above - 20 shop lots. Beautification of Pangkor Iksland Beach for tourism 10 Manages 20,000,000 Mainland – Lumut purposes Note: This project is awarded by the State gaverment with a eantract value of RM25 million Total 2,075,200 000 slace

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The 7 Cs of credit evaluation are 1ConditionThe reasons for seeking the loan will be identified to k... View the full answer