The global banking system continues to evolve since the financial crisis of 2008 and the recent COVID-19 pandemic. The evolution will continue post COVID-19 pandemic and as banking moves in to a digital era, coupled with the emergence of cyber risk. 1) As the Chief Policy Analyst (CPA) of Caribbean National Bank (CNB) your job is to conduct a review of how the evolution of banking in your jurisdiction is shaping the business model of your banks. Your analysis should include how the banking system has evolved in your jurisdiction from 1997- 2022 from a legislative, regulatory, technological. economic, political and social standpoint. Your analysis should include the impact on your financial statements particularly during and the post COVID

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