The task is to evaluate a selected bank's loan portfolio; credit lending policies and the impact of Covid-19 on its loan quality. Bank that needs to be examine is CIMB, looking at its annual report and some comparison with other banks.

2. Criteria

Address the following issues in your report:

(a) Report and classify the loans in the bank's balance sheet. For example, you can classify according to types of credit; that is security, borrower, tenure, sector of the economy, region, purpose and products. You should classify the loans according to available information in the annual report in terms of value and %. Based on these reported figures criticall evaluate issues related to the number.

(b) Report on the capital adequacy management of the bank. For example, focus on the tier 1, tier 2 and total bank capital (Basle) as reported in the annual report. Based on these reported figures critically assess issues related to the number.

(c) Report on the bank's credit risks management and lending policies based on the available information provided in the annual report. Critically evaluate the bank's credit risk management policy.

(d) Critically discuss the impact of 2020 global financial crisis and current ongoing health pandemic (Covid-19) on the bank's loan portfolio; capital adequacy; profitability; liquidity and competitiveness. Identify key or unique information you can find in the bank's balance sheet and credit risk exposure

Answer rating: 100% (QA)

To evaluate CIMBs loan portfolio credit lending policies and the impact of Covid19 on its loan quality we will address the criteria outlined a Loan Cl... View the full answer