Two depository institutions have composite CAMELS ratings of $1$ or $2$ and are "well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Weights for the CAMELS components to calculate the weighted average CAMELS rating are $25$ percent, $20$ percent, $25$ percent, $10$ percent, $10$ percent, and $10$ percent for the C$,$ A$,$ M$,$ E$,$ L$,$ and S components, respectively. Further, the institutions have the following financial ratios and CAMELS ratings:

Institution A Institution B

Financial Ratios:

Leverage Ratio $8\mathrm{.}657\mathrm{.}78$

Nonperforming Loans and Leases$/$Gross Assets $0\mathrm{.}380\mathrm{.}53$

Other Real Estate Owned$/$Gross Assets $0\mathrm{.}550\mathrm{.}42$

Net Income Before Taxes$/$Total Assets $2\mathrm{.}182\mathrm{.}00$

Brokered Deposit Ratio $1\mathrm{.}503\mathrm{.}30$

One$-$Year Asset Growth $6\mathrm{.}056\mathrm{.}90$

Loans as a Percent of Total Assets:

Construction & Development $0\mathrm{.}430\mathrm{.}33$

Commercial & Industrial $12\mathrm{.}3615\mathrm{.}05$

Leases $1\mathrm{.}300\mathrm{.}90$

Other Consumer $17\mathrm{.}5017\mathrm{.}20$

Loans to Foreign Government $0\mathrm{.}150\mathrm{.}45$

Real Estate Loans Residual $0\mathrm{.}000\mathrm{.}00$

Multifamily Residential $0\mathrm{.}651\mathrm{.}10$

Nonfarm Nonresidential $0\mathrm{.}000\mathrm{.}00$

$14$ Family Residential $40\mathrm{.}4738\mathrm{.}85$

Loans to Depository Banks $0\mathrm{.}452\mathrm{.}35$

Agricultural Real Estate $3\mathrm{.}801\mathrm{.}50$

Agriculture $6\mathrm{.}201\mathrm{.}20$

CAMELS components:

C $21$

A $13$

M $11$

E $23$

L $11$

S $11$

Calculate the initial deposit insurance assessment rate for each institution.