You need to put 1 question (15 points, must end with a question mark) and 2 responses (5 points each). Please focus on the following subjects:

• Objectives of risk management
• Pre-losss and post-loss risk management program goals and the conflicts that can arise as they are implemented
• Each of the steps in the risk management process
• Thee major risk-control, and risk-financing techniques
• the nature of probability and the law of large numbers
• the principles of risk management to personal risk management program.Financial risk management and enterprise risk management
• the aspects of retention and transfer
• the risk control techniques
• the impact of underwriting cycle and consolidation in the insurance industry on the practice of risk management
• Capital market risk-financing alternatives, including risk securitization through catastrophe bonds and weather options
• How individuals or organizations can achieve risk management goal
• Risk financing measure in an organization environment

What is a good open ended question on one of these topics??