You operate a financial planning business out of your primary dwelling. You frequently conduct business out from your "home" office based in your primary dwelling and invite clients to meet there with you. Your dwelling has a swimming pool, and various out - buildings (garage, shed, etc.). Inside the dwelling is furnished with state - of art appliances, and electronics. You also keep a rare stamp collection valued at $50,000 in a safe located inside the dwelling. Given the current situation, which type of insurance coverages and policies do you fell would provide your dwelling with appropriate protection?