You will create zero-based personal budget for each month for November 2020, December 2020 and January 2021.

This will be an individual assignment and will be e-mailed to me.The due date for this assignment is November 10, 2020 before midnight.(This is 3 weeks from now so please do not ask for an extension on the date.)

You will prepare Excel spreadsheet with the budget numbers for the 3 months indicated.A minimum of 20 line items total will be required (revenue and expenses) for each month.Duplications for each are allowed (for example if you have Netflix every month), but be sure to include expenses that will be variable from month to month (for example, seasonal items that apply - winter clothing/activities, Christmas, birthdays).Be specific with the categories you want to include.You will need to include formulas, linking, totals, colors, graphs, to make the presentation look professional.This will represent 50% of the grade.

You will also include a Word document that provides the rationale as to how you came up with the numbers for each line item.What research did you do?(For example, past history, asked family members, etc.)This will need to be referenced properly and represents the other 50% of the grade.

Some of you may not have a job at this point as you are in school full time and receive outside assistance from loans/parents/others.Some of you may live at home or with a roommate.Everyone's budget will be different.Regardless of who is paying for your expenses, make sure they are accurate.If you have no income, please feel free to use $4,000 salary before taxes (so adjust that number down to an after deductions amount).(Reference which country you live in in your Word document when you explain the revenue number you are using.)