Your friend, Melissa, has two health insurance offers to cover her medical expenses. She expects to have annual medical expenses of $15,000 on average. Given the information below, select the best plan to minimize total cost. Plan A Blue Cross Plan B Humana Deductible $3,200 $3,700 Limit $7,000 Out-of-Pocket Max $9,000 Out-of-pocket Max Coinsurance 80/20 70/30 Monthly Premium $400 $300 a. Which plan do you recommend to her? Justify your recommendation in at least 3 sentences and show your calculations