Jordan Johnson is single and has adjusted gross income of $50,000 in the current year. Additional information is as follows:

State income taxes paid..................................................................................$2,000
Mortgage interest on her personal residence................................................9,000
Points paid on purchase of her personal residence......................................1,000
Deductible contributions to her IRA.................................................................3,000
Uninsured realized casualty loss (in a Federal disaster area).......................6,000
Tax preparation fees for her prior year income tax return..............................400

What amount may Jordan claim as itemized deductions on her current-year income tax return?
a. $12,000
b. $12,900
c. $13,300
d. $15,900