Suppose Shona could take the amounts that she and her employer will contribute to the CPP, and

Question:

Suppose Shona could take the amounts that she and her employer will contribute to the CPP, and instead invest these amounts to provide for a do-it-yourself pension. What is your estimate of the minimum rate of return Shona’s investments must earn to provide the same pension payments as we have projected for the CPP Retirement Pension?