Terance Fitzgerald drew a check for $4,000 payable to New Look Auto Trim and Upholstery and delivered it to Yuvonne Goss and Benii Arrazza, the owners of New Look. Goss and Arrazza each indorsed the check in blank and deposited it in Goss's personal account at the Cincinnati Central Credit Union. When the Credit Union presented the check to Fitzgerald's bank, the check was dishonored for insufficient funds. The credit union then demanded that Goss and Arrazza honor the check. Are Goss and Arrazza obligated to make the check good to the credit union?