The 401 K 403 B Investment Manual What Plan Participants And Plan Sponsors Really Need To Know(1st Edition)
Authors:
James Watkins
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ISBN: 979-8613979219
Book publisher: Independently published (April 22, 2020)
The 401 K 403 B Investment Manual What Plan Participants And Plan Sponsors Really Need To Know 1st Edition Summary: This is a manual designed by an ERISA and securities attorney to help 401(k) and 403(b) plan participants and plan sponsors effectively manage the investment options within their retirement plans. Studies and legal actions against such plans have consistently shown that the overwhelmingly majority of today's 401(k) and 403(b) plans are not cost-efficient and, thus, are not in the employees' best interests, The consistent underperformance and excessive costs of the investment options in most plans relative to comparable, less expensive index mutual funds.makes it imperative that plan sponsors and plan participants understand how to evaluate their plans and take the necessary steps to correct such problems and better protect their "retirement readiness" and overall financial security. The simple, yet effective, information and strategies outlined in this manual will allow them to do just that
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