The file S02 21 xlsx contains monthly interest rates on 30 year fixed rate
The file S02_21.xlsx contains monthly interest rates on 30-year fixed-rate mortgages in the United States from 1977 to 2009. The file also contains rates on15-year fixed-rate mortgages from late 1991 to 2009.
What conclusion(s) can you draw from a time series graph of these mortgage rates? Specifically, what has been happening to mortgage rates in general, and how does the behavior of the 30-year rates compare to the behavior of the 15-year rates?

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