The file S02_21.xlsx contains monthly interest rates on 30-year fixed-rate mortgages in the United States from 1977
Question:
What conclusion(s) can you draw from a time series graph of these mortgage rates? Specifically, what has been happening to mortgage rates in general, and how does the behavior of the 30-year rates compare to the behavior of the 15-year rates?
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Related Book For 
Data Analysis and Decision Making
ISBN: 978-0538476126
4th edition
Authors: Christian Albright, Wayne Winston, Christopher Zappe
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