The financial statements for BSW National Bank (BSWNB) are shown below:

a. What is the dollar value of earning assets held by BSWNB?
b. What is the dollar value of interest-bearing liabilities held by BSWNB?
c. What is BSWNB€™s total operating income?
d. Calculate BSWNB€™s asset utilization ratio.
e. Calculate BSWNB€™s net interestmargin.

Transcribed Image Text:

Balance Sheet BSW National Banlk Liabilities and Equity Demand Assets Cash and due from banks S 936 deposits S 5,040 Small time Investments Federal funds sold Loans (less reserve for loan losses of 2,400) Premises 3,100 deposits 1,664 4,020 Jumbo CDs Federal funds purchased 4,680 312 1.548 9,120 Equity 780 Total Total assets S15,600 liabilities/equity $15,600 Income Statement BSW National Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes 1,150 475 150 260 525 60