Uptown Investment Club has $50,000 to invest in the equity market. Chandler advocates investing the funds in Monica’s restaurant with a beta of 1.8 and an expected return of 22%. Ross advocates investing the funds in Rachel’s clothing store with a beta of 0.9 and an expected return of 11%. The club is split 50/50 on the two stocks. You are the deciding vote, and you cannot pick a split of $25,000 for each stock. Before you vote, you look up the current risk-free rate (the 1 year U.S. Treasury bill with a yield of 2.45%). Which stock do you select?