What are the key provisions of COBRA? How do they relate to continuation of group coverage when an employee voluntarily or involuntarily leaves the insured group?
Answer to relevant QuestionsExplain the cost containment provisions commonly found in medical expense plans. How might the provision for second surgical opinions help an insurer contain its costs?Describe both the liberal and strict definitions used to establish whether an insured is disabled.1. Explain the policy provisions as they relate to deductibles, co-insurance, and internal limits.2. How much should Zach recover from the insurance company? How much must he pay out of his own pocket?3. Would any other ...Describe replacement-cost coverage and compare this to actual cash value coverage. Which is preferable?Differentiate between captive and independent insurance agents. What characteristics should you look for in an insurance agent and an insurance company when you’re buying property or liability insurance?
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