Question: Why have finance companies begun to offer more mortgage and
Why have finance companies begun to offer more mortgage and home equity loans?
Relevant QuestionsHow does the primary function of an insurance company compare with that of a depository institution? Explain how annuities represent the reverse of life insurance activities.Identify the four characteristics or features of the perils insured against by property- casualty insurance. Rank the features in terms of actuarial predictability and total loss potential.What does the expense ratio measure? Identify and explain the two major sources of expense risk to a property–casualty insurer. Why has the long- term trend in this ratio been decreasing?A property–casualty insurer brings in $ 6.25 million in premiums on its homeowners MP line of insurance. The line’s losses amount to $ 4,343,750, expenses are $ 1,593,750, and dividends are $ 156,250. The insurer earns $ ...
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