Question: With traditional medical insurance plans workers pay a premium that
With traditional medical insurance plans, workers pay a premium that is taken out of each paycheck and must meet an annual deductible of a few hundred dollars. After that, insurance picks up most of their healthcare costs. Companies complain that this gives workers little incentive to help control medical insurance costs, and those costs are spinning out of control. Can you suggest ways of giving workers better incentives to control employer medical insurance costs?
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