Question: Your employer provided health insurance coverage allows you to choose either
Your employer-provided health insurance coverage allows you to choose either a health maintenance organization (HMO)—in which your doctor is paid the same amount by the insurance company when you select her as your physician, regardless of how many visits you make—or a preferred provider organization (PPO)—in which your doctor is reimbursed by the insurance company based on the quantity of care provided—for your health benefits. In which organization would you expect to have an easier time getting an appointment to see your doctor? Explain.
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