Congratulations! You've won a state lotto! The state lottery offers you the following (after-tax) payout options:
Option #1: $12,000,000 six years from now
Option #2: $2,200,000 at the end of each year for the next five years
Option #3: $10,500,000 four years from now
Requirement
Assuming that you can earn 10% on your funds, which option would you prefer?