New Comers State Bank has recorded the following financial data for the past three years (dollars in

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New Comers State Bank has recorded the following financial data for the past three years (dollars in millions):

What has been happening to the bank€™s net interest margin? What do you think caused the changes you have observed? Do you have any recommendations for New Comers€™ managementteam?

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Bank Management and Financial Services

ISBN: 978-0078034671

9th edition

Authors: Peter Rose, Sylvia Hudgins

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Question Posted: Oct 31, 2014 10:33 AM

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New Comers State Bank has recorded the following financial data for the past three years (dollars in

Question:

(dollars in millions) Current Year Previous Year Two Years Ago $80 Interest revenues Interest expenses Loans (excluding nonperforming) Investments Total deposits Money market borrowings S82 64 450 200 450 150 425 195 425 125 S78 68 400 200 400 100

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