Rena Reynolds, one of your firm's workers, has just come into the payroll department and says to

Question:

Rena Reynolds, one of your firm's workers, has just come into the payroll department and says to you: ''I am thinking of amending my Form W-4 so that an additional $10 is withheld each week. That way I will get a fat refund next year. What do you think of my idea?'' How would you reply to Reynolds?