Scott D. Leibling gave his bank, Mellon Bank, an oral stop payment order. Nineteen months later, the

Question:

Scott D. Leibling gave his bank, Mellon Bank, an oral stop payment order. Nineteen months later, the check emerged and Mellon Bank honored it. Leibling has filed suit against Mellon Bank for acting unreasonably under the circumstances. Is Mellon Bank liable to Leibling for paying the 19-month-old check when there was an oral stop payment order? Discuss your reasons for your answer. [Leibling, P.C. v Mellon, PSFS (NJ) N.A., 311 NJ Super 651, 710
A2d 1067, 35 UCC2d 590]