Terry complains, “I seem to have two strikes against me: I’m black and I’m a woman. I am competent construction engineer but it seems like my company just doesn’t get a chance. Projects come up and I only hear about them AFTER the bid has been awarded. Once someone called and I answered the phone. The man on the other end asked to speak to the owner and I told him that I WAS the owner. He said that he thought Terry was a man and hung up. It’s a good thing he didn’t have a picture phone and saw me, or he’d really have been shocked! Now I’m getting concerned that I won’t be able to make payroll this month. What am I to do?”
 
 What is Terry’s main problem? How might she handle it?