Miguel and Cara had an adjusted gross income of a dollars. Miguel just got a $3,000 raise

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Miguel and Cara had an adjusted gross income of a dollars. Miguel just got a $3,000 raise and Cara got a $1,500 raise. They are considering moving to a new house with monthly mortgage payments of m dollars, annual property taxes of p dollars, and an annual homeowner’s premium of h dollars. Express their front-end ratio algebraically.

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