You are the CFO of a public company that advises distressed companies about how to manage their businesses. Your company has been performing extremely well. In fact, it has earned so much money that the increase in its retained earnings has resulted in a decline in the firm’s debt to total capital ratio from 30 percent to 15 percent. Much of the retained earnings is sitting in a cash account because your firm does not need the money to fund investments. You would like to increase the debt-to-total capital ratio to 30 percent, which you view as optimal for your firm. How would you recommend doing this if you want to complete the adjustment as soon as possible?