A risk-neutral plaintiff in a lawsuit must decide whether to settle a claim or go to trial. The defendants offer $140,000 to settle now. If the plaintiff does not settle, the plaintiff believes that the probability of winning at trial is 70%. If the plaintiff wins, the amount awarded to the plaintiff is X. Will the plaintiff settle if X is $170,000? What if X = $250,000? What is the critical value of X that would make the plaintiff indifferent between settling and going to trial? If the plaintiff were risk averse instead of risk neutral, would this critical value of X be higher or lower?