Bill Buckely has split-limit 25/50/10 automobile liability insurance on his 2012 Subaru. Driving home from work in a snowstorm, he hit a Mercedes, slid into a guardrail, and knocked down a telephone pole. Damages to the Mercedes, the guardrail, and the telephone pole were $8,500, $2,000, and $4,500, respectively. How much will Bill’s insurance company pay? How much will Bill be required to pay directly?