The financial statements for THE Bank are shown below:

Balance Sheet THE Bank
Assets			Liabilities and Equity
Cash	$	200	Demand deposits	$	2,450
Demand deposits from other FIs		600	Small time deposits		4,800
Investments		1,800	Jumbo CDs		1,425
Federal funds sold		900	Federal funds purchased		1,000
Loans		6,900	Equity		975
Reserve for loan losses		(500)
Premises		750
Total assets	$	10,650	Total liabilities/equity	$	10,650

Income Statement THE Bank
Interest income	$ 2,450
Interest expense	1,630
Provision for loan losses	80
Noninterest income	240
Noninterest expense	410
Taxes	40

a.	Calculate THE Bank’s earning assets.

THE Bank’s earning assets

$

b.	Calculate THE Bank’s ROA. (Round your answer to 3 decimal places. (e.g., 32.161))

THE Bank’s ROA

%

c.	Calculate THE Bank’s total operating income.

THE Bank’s total operating income

$

d.	Calculate THE Bank’s spread. (Do not round intermediate calculations. Round your answer to 3 decimal places. (e.g., 32.161))

THE Bank’s spread

%