There are some excellent free personal finance apps available:

Mint.com, GoodBudget, Mvelopes, BillGuard, PocketExpense, HomeBudget, and Expensify. After using

Mint.com, you realize you need to pay off one of your high interest loans to reduce your interest expense. You decide to discount a $$6,150,330-$day note at $4\%$ to your bank at a discount rate of $4\mathrm{.}5\%$ on day $200.$ What are your proceeds? $($Use $360$ days a year. Do not round intermediate calculations. Round your answer to the nearest cent.$)$

Proceeds