You are BA for an organization XYZ who have products for BPM (Business Process Management) and Document
Question:
You are BA for an organization XYZ who have products for BPM (Business Process Management) and Document Management System to enable business process improvement for customer – AER Bank. AER Bank wants to automate their loan origination process.
Create a BRD for the same
Basic flow with stakeholder’s role at each step
S. No | Stakeholder | Work items | Description |
1 | Branch Officer | Customer onboarding | Customer visits branch and ask for loan and fills application for required product, amount, tenure |
2 | Branch manager | Proposal maker | Credit Checks and application check |
3 | Credit recommender | Underwriting | See customer financial details and ability to pay loan based on credit score, salary and asset/liabilities. |
4 | Credit approver | Approval, Pricing | Approves loan, amount, interest rate |
5 | Loan processing officer | Sanction | Sanction loan and sanction letter, ask customer to sign document |
6 | Loan processing officer | Documentation | ask customer to sign document digitally and upload all required documents as per the required loan |
7 | Disbursement Officer | Disbursement | Final Loan disbursed to customer’s account or in form of cheque |
Optional | Field Investigation, Valuation, Legal etc. |
| As per type of loan or requirement of bank |
Instructions:
- You are expected to read about the loan origination process on the internet to write better BRD documents.
- Completion of each section is necessary to get full marks.
- At least 9 user stories in “As a USER, I want…………... so that …….” Format is required
- User stories should be SMART
- Writing user stories along with acceptance criteria and priority is mandatory
Accounting Information Systems
ISBN: 978-1133935940
10th edition
Authors: Ulric J. Gelinas, Richard B. Dull