=+E12-4 Segment analysis Obj 1 E12-5 Decision to discontinue a product Obj 1 The Charles Schwab Corporation is one ofthe more innovative brokerage and financial service companies in the United States. The company recently provided information about its major business segments as follows (in millions):

Individual Institutional Investor Investor U.S. Trust Revenues $2,742 $803 $832 Income from operations 758 317 103 Depreciation 145 29 33