A stock has had the following year- end prices and dividends:

Year ________Price ______Dividend

1 ............. $51.50 ................ . -

2 ................59.32 ............... $.65

3................ 64.13................... 70

4 ................ 57.88 ................. 77

5 ................ 65.19 ................ 86

6 ................ 74.86 ............... 95

What are the arithmetic and geometric returns for the stock?