Elin purchased a used car for $10,000. She wrote a check for $2,000 as a down payment

Question:

Elin purchased a used car for $10,000. She wrote a check for $2,000 as a down payment for the car and financed the $8,000 balance. The annual percentage rate (APR) is 9% compounded monthly, and the loan is to be repaid in equal monthly installments over the next four years. Which of the following is most near to Elin's monthly car payment?
(a) $167
(b) $172
(c) $188
(d) $200
(e) $218