Lisa Dunning borrowed John Brady's car with his permission. Due to carelessness in making a U-turn, Dunning was involved in a collision. The driver of the other vehicle was faultless and neither his person nor his heavy-duty truck suffered damage. Brady's car needed $1,500 worth of bodywork. Both Dunning and Brady have collision insurance coverage, each providing for a $250 deductible. Which policy, if either, will pay for Brady's loss?