Neal applies to Farm Insurance Company for a life insurance policy. On the application, Neal understates his age. Neal obtains the policy, bur for a lower premium than he would have had to pay had he disclosed his actual age. The policy includes an incontestability clause. Six years later, Neal dies. Can the insurer refuse payment? Why or why not?
Answer to relevant QuestionsRead through the subsection in this chapter entitled “Decisions and Opinions.” (See page 20.) (a) One group will explain the difference between a concurring opinion and a majority opinion.(b) Another group will outline ...Horton Automatics and the Industrial Division of the Communications Workers of America, the union that represented Horton’s workers, negotiated a collective bargaining agreement. If an employee’s dis-charge for a ...John Doe was convicted of child exploitation in Marion County, Indiana. After his release from prison, he was not subject to court supervision, but was required to register as a sex offender with the state. Under an Indiana ...Al is divorced and owns a house. Al has no reasonable expectation of benefit from the life of Bea, his ex-spouse, but applies for insurance on her life anyway. Al obtains a fire insurance policy on the house, then sells the ...1. Why would the caveators argue that the entire will should be revoked? How would the will’s revocation benefit them? 2. What could the testator have done differently to clarify her intentions in her will? 3. ...
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