You are a secret agent and find that you have been pushed out of an airplane without a parachute. Fortunately, you are wearing a large overcoat (as secret agents often do). Thinking quickly, you are able to spread out and hold the overcoat so that you increase your overall area by a factor of four. If your terminal speed would be 43 m/s without the coat, what is your new terminal speed with the coat? Could you survive impact with the ground? How about over a lake?